THE HISTORY OF OUR BANK

The evolution of Bank of Colorado and Pinnacle Bank is rich with history. The original charter was issued in 1900, making it one of the oldest banks in Colorado. The bank originally opened its doors as Fort Lupton Bank and in 1909 reorganized and became the Fort Lupton State Bank. In 1987 we acquired our first branch in Brush, Colorado and we became The First Security Bank. The current name of Bank of Colorado was adopted in 1998. In 2000, the Bank of Colorado acquired a branch in Gallup, New Mexico which is operated under the name of Pinnacle Bank.

In March 1978, the Dinsdale family purchased The Fort Lupton State Bank. They too have a rich history in banking dating back to 1938. During the Great Depression, the two banks in Palmer, Nebraska closed without the prospect of reopening. Two brothers, George and Tom Dinsdale, felt their town needed a local bank and soon opened the State Bank of Palmer. In 1958, under the direction of George’s sons, Roy and Jack, the family purchased a second bank. Since that time, their banking network has expanded to over 8 states.

Today Bank of Colorado serves communities throughout Colorado and New Mexico with banks on the Eastern Plains, the Front Range, the Western Slope and the Four Corners Region. Over the last century, we’ve grown from a small rural, community bank into a regional organization. But unlike many banks today, we still regard old-fashioned, neighborly customs like greeting you by name and answering our telephone calls in person, as meaningful and important.

GIVING BACK COMMUNITY MATTERS

Over the years numerous organizations and individuals have benefited from Bank of Colorado and Pinnacle Bank’s generosity. One of our greatest strengths is our ability to give back to the communities where we live and work. We sponsor hundreds of local causes, including school activities, special events, children’s programs and more. It just makes sense to be a part of our communities.

Everyday our employees provide their time and talents for causes that are important to their local communities. We are proud of the many employees who generously donate so much of their time tin support of charitable, civic and professional organizations. We believe that Community Matters, which translates into strong community involvement.

BUILDING RELATIONSHIPS, CREATING COMMUNITY

Today, Pinnacle Bancorp is a resourceful community banking network with locations across eight states. Even as we grow, the relationships we have with our customers and within our communities are what continue to make the difference. Our banks are led by managers who make local decisions and run their banks with our communities in mind, so we can offer solutions that fit our customers best.

Although we take a personal approach to banking, we continue to invest in technology that provides our banks access to the latest products and features of the industry. We are proud to offer a variety of banking products, including free checking, free online banking services and mobile banking.

We have been helping businesses, farms and families grow for four generations. By staying true to our values and making customer service a priority, we continue to be here day after day, year after year, to bring you the best banking experience possible.

Sincerely,

Shawn Osthoff

President